If you are fortunate enough to have a job with a 401(k) retirement savings plan, you may wonder, "How much should I put towards a 401k? Am I putting in too much, or not enough?" There are answers to these questions, and they depend on a few different scenarios. Let’s talk about the factors you […]
As a small business owner, you may be invested in the future of your employees both while in your employment and after retirement. For that reason, you may choose to incorporate a 401(k) qualified retirement plan into your business. If you are unfamiliar with the process, you may find it very daunting. Which 401(k) qualified retirement plan […]
Have you heard of safe harbor 401(k) plans? There are a lot of options and regulations out there regarding various 401(k) plans, so it can be hard to sort through them all. Are safe harbor (401)k plans right for your business? Here is what you need to know about these unique retirement plan options. What […]
A 401(k) is one of the most popular retirement plans in America. Nevertheless, we’ve found that many workers sign up to participate in their company’s 401(k) program without reading all of the fine print. While that’s understandable—401(k)s can be a little difficult to understand—you need to know some basic facts before enrolling. Thankfully, we’re here […]
Are you planning your retirement in Phoenix, AZ? A 401(k) is one of the most common forms of retirement accounts, but many people don’t fully understand how taxes work with a 401(k). If you want to minimize the taxes you pay and make the most of your retirement account, read on to learn what you […]
