For many business owners in Phoenix and across the country, the standard 401(k) feels like a one-size-fits-all solution in a world that demands custom tailoring. You built your business on decisions that reflect your specific goals, your team, and your vision for the future. Your retirement strategy deserves the same level of intentional design. Defined […]
The retirement planning world is about to experience one of the most significant shifts in recent years. Beginning in 2026, high income earners who are eligible to make catch-up contributions to their employer-sponsored retirement plans will face new requirements. These changes stem from the SECURE Act 2.0 Roth rules, which were signed into law in […]
When businesses in Phoenix, AZ look for ways to streamline operations, it can seem efficient to let their payroll company handle everything from employee paychecks to benefits. On the surface, it feels convenient to consolidate services. However, payroll companies are not retirement plan specialists. Their core function is to process wages, manage tax withholdings, and […]
As a solopreneur, navigating the challenges of running your own business often means wearing many hats—sales, marketing, operations, and even finance. However, one critical area that’s frequently overlooked by small business owners is retirement planning. With no corporate pension or employer-sponsored 401(k) plan to fall back on, it’s essential to create a robust retirement strategy […]
As a small business owner in Arizona, navigating the world of retirement planning can be overwhelming. With a variety of options available, it can be hard to determine which plan is best for your micro-business. Two retirement plans that have gained popularity among self-employed individuals and business owners are the Safe Harbor 401(k) and the […]
