Retirement plan contribution limits change regularly, and even a small year-over-year adjustment can affect payroll elections, owner contributions, tax planning, and year-end projections. For CPAs, business owners, and professionals in Phoenix, having the current numbers in one place can make client conversations and planning more efficient. For 2026, the IRS increased several major retirement plan limits. […]
For many high-income practice owners in Phoenix, a cash balance plan can look attractive because it may allow substantially larger retirement contributions than a 401(k) alone. But a larger potential contribution does not automatically make the plan a good fit. For physicians, dentists, attorneys, consultants, and other professional practice owners across the Valley, the more […]
For successful solo business owners in Phoenix, a strong income year can create two competing priorities: keeping more of what the business earns today and building enough retirement assets for tomorrow. Once conventional retirement plan contributions no longer meet those goals, a defined benefit plan may deserve a closer look. Quick answer: Cash balance plans […]
For CPAs advising successful business owners and high-income professionals in Phoenix, a large tax bill can also reveal a retirement-planning opportunity. Clients who have already maximized conventional retirement contributions may have another option worth evaluating: a cash balance plan. A properly designed cash balance plan can allow qualifying business owners to make substantial tax-deductible retirement plan […]
For CPAs and financial advisors serving Phoenix businesses, retirement plans can create a difficult service gap. Clients expect knowledgeable guidance, but the ongoing administrative work behind a qualified retirement plan can involve specialized testing, reporting, documentation, deadlines, and coordination that may fall outside an accounting or advisory firm’s core services. Outsourcing retirement plan administration gives local […]
