Category Archives: 401(k)

What Is an Average Deferral Percentage Test?

Have you been wondering lately if you are setting aside enough money for your retirement? If so, you aren’t alone. There are a lot of people who are wondering, "What do I need to know about the average deferral percentage test?" Here at Fiduciary Advisors LTD, we help people find the answers that they need in terms […]

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Why You Should Hire a Third Party Administrator for Your 401(k) Plan

The 401(k) plan is one of the most important and influential benefits that a company can offer to its employees. It is so vital that there are many potential employees who won’t even consider going to work for a company that doesn’t offer this service. They understand that the value that a 401(k) plan can […]

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What Is a Safe Harbor 401(K) Plan?

Many business owners offer comprehensive benefits packages to recruit talented workers. Often included in those benefits packages is a retirement plan of some kind. If you’re new to running a company, you may not know which retirement plan would be best for your employees and your business. With that in mind, we want to take this […]

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What Is a Top Heavy Plan and How Does It Affect Your 401(K) Plan?

What does it mean when a plan is top heavy? Can a top heavy plan affect my 401(k)? If you’re asking those questions, you probably heard someone mention top-heavy 401(k) accounts. You’ll be interested in hearing more about them, whether you are an employee or employer. Here’s some helpful information about such plans: What Does Top-Heavy […]

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Retirement Plan Eligibility Rules

When you start a new job, you might ask, "Do I qualify for a 401(k)?" Many people think about retirement benefits when they sign up for work, and 401(k) is a popular option. Here’s some information about the packages, whether you qualify, and how you can set one up for yourself. Who Qualifies for a […]

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