Author Archives: admin

What Is an Average Deferral Percentage Test?

Have you been wondering lately if you are setting aside enough money for your retirement? If so, you aren’t alone. There are a lot of people who are wondering, "What do I need to know about the average deferral percentage test?" Here at Fiduciary Advisors LTD, we help people find the answers that they need in terms […]

Read More

Why You Should Hire a Third Party Administrator for Your 401(k) Plan

The 401(k) plan is one of the most important and influential benefits that a company can offer to its employees. It is so vital that there are many potential employees who won’t even consider going to work for a company that doesn’t offer this service. They understand that the value that a 401(k) plan can […]

Read More

What Is a Safe Harbor 401(K) Plan?

Many business owners offer comprehensive benefits packages to recruit talented workers. Often included in those benefits packages is a retirement plan of some kind. If you’re new to running a company, you may not know which retirement plan would be best for your employees and your business. With that in mind, we want to take this […]

Read More

What Is a Top Heavy Plan and How Does It Affect Your 401(K) Plan?

What does it mean when a plan is top heavy? Can a top heavy plan affect my 401(k)? If you’re asking those questions, you probably heard someone mention top-heavy 401(k) accounts. You’ll be interested in hearing more about them, whether you are an employee or employer. Here’s some helpful information about such plans: What Does Top-Heavy […]

Read More

What Is a Vesting Schedule and How Does It Work?

Today, employers are looking for creative approaches to keep their workers in their businesses. It has not been a more accessible experience in the entire business sector as companies feel they’ll lose their workers due to competition and the changing labor market. That is why companies are actively looking for creative ideas to remain relevant […]

Read More